Why you need optional car insurance benefits

This post was written by Andrea Girones:

June 30, 2015

June 30th, 2015 Several changes to the Ontario Accident Benefits regime in recent years has meant that yes, you DO need many of the optional benefits offered by your car insurance company. Because theses optional increases cost more money, many people opt not to purchase them. Unfortunately it is only after they are injured in […] READ MORE>

Aviva Gets a Slap on the Wrist by the Ontario Courts for it’s No Settle Threshold Policy

This post was written by Andrea Girones:

May 19, 2015

May 19 2015. As many personal injury lawyers know some insurance companies can be easier to deal with than other companies. Aviva Canada has for years had a program whereby certain personal injury claims were considered “defendable” on the issue of the threshold. The threshold means that, if a car accident victim could not prove […] READ MORE>

Only the Rich Can Afford Lower Car Insurance Premiums

This post was written by Andrea Girones:

May 5, 2015

May 4th, 2015 No fault accident benefits were supposed to compensate Ontario drivers for the significant reduction in their right to sue. 20 years ago when the right to sue for car accidents was restricted to serious and permanent injuries, the quid pro quo was a generous amount of benefits to cover lost income, caregiver […] READ MORE>

Personal Injury Update: Lack of Objective Causes for Pain Does Not Mean You Don’t Have a Case & Defendants Cannot ‘Cherry-Pick’ Surveillance

This post was written by Andrea Girones:

April 10, 2015

There have been some very interesting decisions from the Ontario Superior Court dealing with motor vehicle accident cases in the past few months. They deal with issues we frequently help our clients solve: chronic pain and surveillance. The December 2014 case of Maxwell v. Luck is a great decision for individuals suffering from chronic pain. […] READ MORE>

5 reasons why you need more liability insurance and the OPCF 44F endorsement for your car insurance policy

This post was written by Andrea Girones:

February 15, 2014

June 2nd 2015 I have recently noticed that many of my clients only carry $1 million dollars in liability insurance. Also, not everyone carries the OPCF 44R Family Protection Endorsement. The OPCF 44R endorsement is an optional policy coverage selection but a very important one to have. It’s not a lot more to carry $2,000.000.00 […] READ MORE>

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