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Areas of Practice

Long Term Disability

Girones Law helps you obtain the disability benefits you deserve, handling disputes with insurers so you can focus on your recovery.

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Find out if you're eligible

Challenge the Denial With Our Help

Your insurance company cares about one thing only, paying as little as possible. They know you are too sick and tired to keep fighting and they hope you will just go away. But we will not.

Most of the time our firm can get your long-term disability benefits reinstated with just a couple of letters. Other companies require a quick lawsuit to get them to reconsider. Most of these cases can be resolved quickly with an experienced lawyer. Moreover, we will stay with you after reinstatement in case they deny you again. You paid for these benefits you should get them if you are disabled and too sick to work.

There are limitation periods that apply to claims for disability insurance, so always consult your insurance lawyer as soon as possible to protect your legal rights. At Girones Law, we will look out for your legal and financial interests so that you can concentrate on your recovery.

Your insurance company may deny your claim based on:

  • Their opinion that you are not ill or injured, or not to the extent that you claim, or
  • Their opinion that you misrepresented some key piece of information on your application, which voids your insurance contract.

Some injuries may be more difficult to prove to your insurance company than others. For example, disabilities involving chronic pain and psychological trauma may be easier for your insurance company to dispute than a spinal cord injury resulting in paraplegia.

At Girones Lawyers, we have the experience necessary to negotiate with your insurance company to secure the disability benefits to which you are entitled. In some cases, this might require that you produce additional medical evidence. In other circumstances, you may need to sue your insurance company.

If your insurance company’s denial of your disability benefits has caused you some specific harm (for example, you lost your home because you were unable to make your mortgage payments), you may be able to sue the insurance company for the damages that you suffered in addition to the benefits that you are owed.

Find out if you have a case

CLIENT TESTIMONIALS

Tom Lam

My wife and I were involved in an automobile accident with a tractor trailer. Andrea Girones took every step to move my file forward as efficiently as possible from the first moment we met with her. She was able to address every one of our concerns during the litigation process. We always felt prepared to face the next challenges related to our case. I have no doubt that we would not have resolved our action as successfully without her experience and advice on how to navigate the entire legal process. More importantly, Andrea helped our family get the help we needed to get back to where we were before our accident

Shelley

I have been completely satisfied with the legal services provided to me by Andrea Girones and her staff.

I would highly recommend her services to anyone needing legal representation. She and her staff promptly answered any questions that I had and kept me well informed regarding the status of my case.

I would without reservation use her services again should I ever need them.

Marilyn Thompson

When I first consulted you about my case, you took it on and also advised me that I had two other claims that I did not even know existed! As a result of you pursuing these two new matters that I was not even aware of, I received approximately seven times more than my original matter is worth. I want to thank you for getting me money that I did not know I was entitled to.

News & Articles

Free Legal Clinic in Pembroke May 23rd 2019

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Girones Lawyers are  travelling to Pembroke on Thursday May 23rd, 2019 to offer a free legal clinic to local residents. Remember in most cases there are no fees until and unless we settle your case.   If you or a loved one have suffered damage recently from: A...

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Do I Have to Join the OC Transpo Class Action ?

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January 22, 2019 - Our office was shocked by the terrible bus accident at the Westboro OC Transpo station  in Ottawa and are wishing all victims  a speedy recovery. Our deepest condolences go out to the families of the passengers who succumbed to their fatal injuries....

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