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Do I need optional accident benefits in my car insurance policy?

This post was written by Andrea Girones:

February 15, 2014

Several changes to the Statutory Accident Benefits regime in recent years has meant that yes you DO need many of the optional benefits offered by your insurance policy. Because they cost more money many people refuse them. Then they are injured in a car accident and realize why they are very important. Let’s first look […] READ MORE>

Court of Appeal clarifies the limitation period for suing your own car insurance company under the OPCF 44R Family Protection endorsement

This post was written by Andrea Girones:

February 15, 2014

On January 16th 2014 the Ontario Court of Appeal finally clarified a confusing part of Ontario Law in the decision of Schmitz v. Lombard Insurance Company of Canada, 2014 ONCA 88. Under most of our car insurance policies is the OPCF 44R Family Protection Endorsement. This optional endorsement protects you and your family from accidents […] READ MORE>

5 reasons why you need more liability insurance and the OPCF 44F endorsement for your car insurance policy

This post was written by Andrea Girones:

February 15, 2014

June 2nd 2015 I have recently noticed that many of my clients only carry $1 million dollars in liability insurance. Also, not everyone carries the OPCF 44R Family Protection Endorsement. The OPCF 44R endorsement is an optional policy coverage selection but a very important one to have. It’s not a lot more to carry $2,000.000.00 […] READ MORE>

Brampton Jury Orders Doctor to Pay $1.3M

This post was written by Andrea Girones:

February 9, 2014

On January 17, 2012, following a two-week trial in Brampton, Ontario, a Superior Court of Justice Jury sitting with Justice Deena Baltman, ordered Dr. Erez Tamari of Mississauga, Ontario, to pay to Jane Armstrong, 8 years of age, a total of $1,300,000.00 for the injuries that Jane sustained during her birth on October 8, 2003 […] READ MORE>

Birth botched, dream on hold

This post was written by Andrea Girones:

February 9, 2014

Alecia Fisher dreams of a day she has her own place. At age 21, that’s not unusual for a young woman — but it is a special dream for the London woman who’s a quadriplegic, requires 24-hour care and relies heavily on her mother. A second multi-million dollar court victory against London’s Victoria Hospital could […] READ MORE>

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