Legal FAQs
- Time To Regulate and Simplify Flood Insurance for Ontario Home Owners?May 2, 2019. As the rivers and lakes across Ontario rise this week threatening home owners, I picked up my home owner’s insurance policy to review what kind of insurance coverage ...
- What happens when I am involved in a motor vehicle accident while I am in the course of my employment and the other driver is at fault?You are entitled to choose between one or the other but not both. However, if the driver at fault was also employed and in the course of his/her employment, you ...
- What if I am injured while I am a pedestrian and the driver at fault is unidentified or uninsured and I don’t have insurance of my own?You are entitled to receive up to $200,000 in compensation from the Motor Vehicle Accident Claims Fund (MVACF). Should you be involved in such a scenario, it is extremely important to ...
- Am I entitled to receive no-fault accident benefits from your own insurance companyIn addition, your insurance company is required to compensate you for pain and suffering, loss of income and other benefits when the vehicle at fault is unidentified or uninsured.
- Am I entitled to receive compensation for injuries I suffer in a motor vehicle accident if the driver at fault is unidentified or uninsured?Yes
- How long will my case take?First of all you must commence your case within 2 years of the date of the accident. You can of course start it much earlier. From there your case should ...
- Even if I’m not at fault for a car accident I heard that there are some restrictions on my ability to sue?Yes, not all people who are injured in car accidents may sue in Ontario even if they are not at fault for the car accident. To sue for pain and ...
- Ontario has no-fault car insurance. Does that mean I can’t sue for my injuries?No not at all. The term “no fault” only refers to your accident benefits with your own insurance company. Your basic benefits from your SABS insurer will apply to you ...
- Do I need optional accident benefits in my car insurance policy?Several changes to the Statutory Accident Benefits regime in recent years has meant that yes you DO need many of the optional benefits offered by your insurance policy. Because they ...
