Areas of Practice
Long Term Disability
Girones Law helps you obtain the disability benefits you deserve, handling disputes with insurers so you can focus on your recovery.
Challenge the Denial With Our Help
Most of the time our firm can get your long-term disability benefits reinstated with just a couple of letters. Other companies require a quick lawsuit to get them to reconsider. Most of these cases can be resolved quickly with an experienced lawyer. Moreover, we will stay with you after reinstatement in case they deny you again. You paid for these benefits you should get them if you are disabled and too sick to work.
There are limitation periods that apply to claims for disability insurance, so always consult your insurance lawyer as soon as possible to protect your legal rights. At Girones Law, we will look out for your legal and financial interests so that you can concentrate on your recovery.
Your insurance company may deny your claim based on:
- Their opinion that you are not ill or injured, or not to the extent that you claim, or
- Their opinion that you misrepresented some key piece of information on your application, which voids your insurance contract.
Some injuries may be more difficult to prove to your insurance company than others. For example, disabilities involving chronic pain and psychological trauma may be easier for your insurance company to dispute than a spinal cord injury resulting in paraplegia.
At Girones Lawyers, we have the experience necessary to negotiate with your insurance company to secure the disability benefits to which you are entitled. In some cases, this might require that you produce additional medical evidence. In other circumstances, you may need to sue your insurance company.
If your insurance company’s denial of your disability benefits has caused you some specific harm (for example, you lost your home because you were unable to make your mortgage payments), you may be able to sue the insurance company for the damages that you suffered in addition to the benefits that you are owed.
CLIENT TESTIMONIALS
News & Articles
Chronic Pain After an Accident
What is Chronic pain and why is it so hard to treat? Chronic pain sufferers can obtain settlements in Court if caused by a car or other kind of accident. Andrea Girones of Girones Lawyers speaks to this topic.
Personal Injury Lawyer Ottawa – Trouble dealing with Insurance Companies?
We have a track record of obtaining multi-million dollar verdicts and settlements that have made the news and helped improve lives. Call 1-800-569-1673 Girones Lawyers, Personal Injury and Medical Malpractice Law, Ottawa, Toronto, Sudbury, Timmins.
What Drives Andrea Crazy about Insurance Company LTD denials?
There is no reason why long term insurance disability companies cannot be upfront with their insureds when they deny benefits. The standard form letters give a person absolutely no information on how they can prepare aresponse to a denial. So many times I review a...
Do I have a case?
We are here to help you navigate your legal challenges with empathy and expertise. Contact us today for a FREE consultation and let Girones Law be your trusted advocate in your time of need.