Areas of Practice

Long Term Disability
Girones Law helps you obtain the disability benefits you deserve, handling disputes with insurers so you can focus on your recovery.
Challenge the Denial With Our Help

Most of the time our firm can get your long-term disability benefits reinstated with just a couple of letters. Other companies require a quick lawsuit to get them to reconsider. Most of these cases can be resolved quickly with an experienced lawyer. Moreover, we will stay with you after reinstatement in case they deny you again. You paid for these benefits you should get them if you are disabled and too sick to work.
There are limitation periods that apply to claims for disability insurance, so always consult your insurance lawyer as soon as possible to protect your legal rights. At Girones Law, we will look out for your legal and financial interests so that you can concentrate on your recovery.
Your insurance company may deny your claim based on:
- Their opinion that you are not ill or injured, or not to the extent that you claim, or
- Their opinion that you misrepresented some key piece of information on your application, which voids your insurance contract.
Some injuries may be more difficult to prove to your insurance company than others. For example, disabilities involving chronic pain and psychological trauma may be easier for your insurance company to dispute than a spinal cord injury resulting in paraplegia.
At Girones Lawyers, we have the experience necessary to negotiate with your insurance company to secure the disability benefits to which you are entitled. In some cases, this might require that you produce additional medical evidence. In other circumstances, you may need to sue your insurance company.
If your insurance company’s denial of your disability benefits has caused you some specific harm (for example, you lost your home because you were unable to make your mortgage payments), you may be able to sue the insurance company for the damages that you suffered in addition to the benefits that you are owed.
CLIENT TESTIMONIALS

News & Articles

Getting your Disability Claim in the Covid Era
September 28, 2020 -As the economy re-opens after the COVID lockdown many people are experiencing severe mental health conditions. For some the condition is new, for others, their existing condition is aggravated by situations such as a return to a dangerous...
Travel insurance : What you don’t know will come back to haunt you.
Recent cuts to the out of province payment plan in Ontario have prompted may people to purchase private medical coverage for out of province trips. A recent purchase I made for my daughter’s school trip made me realize how complex this issue is. Here are my tips....
Free Legal Clinic In Pembroke November 1, 2019
Girones Lawyers is having a free legal clinic November 1, 2019 in Pembroke. We will be available to meet with you (by appointment only) for a free consultation. We can provide legal help with; Long/short term disability insurance denials Car accidents Wrongful...
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We are here to help you navigate your legal challenges with empathy and expertise. Contact us today for a FREE consultation and let Girones Law be your trusted advocate in your time of need.